In the upcoming year it is going to be more challenging
than ever to navigate the mortgage landscape. Leads 1003
has sought out every way possible to facilitate our
clients closing a greater numbers of deals than any of
their competitors. We have extensive filters to provide
both the highest quality and up to date leads to help you
take your business to the next level. Conventional arms
that are under the FHA loan limits are the hottest leads
around. Most would agree that there is nothing more
effective than producing a campaign that generates
prospective FHA borrowers. People who take advantage of
our FHA lead products will be the ones that profit the
most in this environment.
-FHA -
These loans are insured by the federal government and
offer the most competitive interest rates and payments.
The FHA program is most advantageous to individuals who do
not meet conventional loan requirements. These loans are
unique because they are made available to consumers with
low credit scores, late payments, collections and even
bankruptcies. DTI's can be as high a 55% and LTV's as high
as 97% depending on count limits. As of last year BK
(Chapter 13) filings were up over 60% and they happen to
be the most responsive leads now. We can provide you with
information on a prospective client that has probably
given up already and is waiting on your call to help them.
Leads 1003 specializes in identifying prospects for your
targeted FHA offers. Over the next year $1.2 trillion in
ARMS will be resetting offering a tremendous opportunity
for those seeking to benefit their borrower with a fixed
rate loan. We are able to provide you with a list of
individuals who meet these criteria. One of the most
amazing things with an FHA loan is that a person with a
500 score, 1 x 30 lateness and 95 LTV would be able to get
a rate that is below prime. Customizing your leads will
help you save time and money. Tell us what parameters you
would like and we will deliver with quality and speed. We
stand behind our product 100% and will bring you the leads
that will truly convert !
